Deputy Manager – Business Loans Underwriting | Chennai (Anna Salai)
Job Description
Drive Credit Appraisal & Loan Underwriting Excellence with Bajaj Finance Ltd.
Summary
Are you a finance professional with 2-3 years of experience in business loan underwriting, credit appraisal, and risk management? Bajaj Finance Ltd. invites you to join as a Deputy Manager – Business Loans Underwriting in Chennai, focusing on underwriting business loans and doctor loans in the Southern region.
This role is perfect for individuals with a strong background in loan underwriting, credit policy implementation, and compliance adherence. If you’re skilled in managing credit risk, performing detailed loan appraisals, and supporting business growth through effective loan evaluation, this opportunity will help advance your career in business loan underwriting and credit analysis.
Job Details at a Glance
| Job Title | Deputy Manager – Business Loans Underwriting |
|---|---|
| Department | Business Loans – Indirect |
| Location | Chennai – Anna Salai, Tamil Nadu, India |
| Experience Required | 2 – 3 years |
| Job Level | GB02 |
| Shift | Day Shift |
| Employment Type | Full-Time, Permanent |
| Key Skills & Tools | Credit Appraisal, Loan Underwriting, Risk Management, Compliance, Reporting |
| Industry | Financial Services, Business Loan Underwriting |
| Application Deadline | July 9, 2026 |
Key Responsibilities
As a Deputy Manager – Business Loans Underwriting, your core responsibilities will include:
- Implementing and enforcing credit policies and ensuring compliance with the authority matrix at assigned branches
- Conducting thorough credit appraisals and underwriting for business loans and doctor loans
- Monitoring and controlling delinquency levels within the loan portfolio
- Ensuring strict adherence to loan policy and process guidelines
- Generating monthly reports on key metrics including loan login, approvals, disbursal, rejections, and deviations
- Conducting market research and providing feedback for new product launches
- Offering insights and recommendations to update credit policies based on evolving market conditions
Skills & Competencies
- Strong expertise in business loan underwriting and credit risk assessment
- In-depth knowledge of credit policies, loan appraisal techniques, and compliance requirements
- Analytical mindset with attention to detail in loan evaluation and reporting
- Excellent communication and coordination skills for collaborating with branch teams
- Ability to work under pressure and consistently meet deadlines
- Proficiency in loan management systems and MS Office tools
Qualifications
- Chartered Accountant (CA) or MBA in Finance
- 2-3 years of relevant experience in business loan underwriting, preferably in financial services
- Experience with underwriting business loans and doctor loans is a plus
- Proven track record in managing credit risk and policy implementation
Why Work at Bajaj Finance Ltd.?
- Join a trusted leader in business loan financing and credit underwriting
- Work with a dynamic team driving innovation in loan products and services
- Opportunities for professional growth and skill enhancement
- Supportive workplace culture that values integrity and ownership
Apply Now
Ready to grow your career as a Deputy Manager in Business Loan Underwriting with Bajaj Finance Ltd.?