Cluster Manager – Commercial Lending | Corporate Finance | Chennai
Job Description
Summary
Bajaj Finance Ltd. is actively hiring for a Cluster Manager – Commercial Lending in Chennai, Tamil Nadu. This high-impact leadership role is designed for finance professionals with 3–6 years of experience in corporate lending, commercial finance, or emerging corporate banking. The ideal candidate will be responsible for managing a growing portfolio of mid-sized corporate clients, ensuring strong asset quality, and generating multi-dimensional revenue through assets, fees, and cross-sell opportunities.
If you’re looking to scale your career in commercial lending with one of India’s top NBFCs, this role provides a unique opportunity to lead, strategize, and deliver results in the high-potential segment of emerging corporates.
Job Details at a Glance
| Job Title | Cluster Manager – Commercial Lending |
|---|---|
| Location | Chennai – Anna Salai, Tamil Nadu |
| Department | Corporate Lending – Emerging Corporate Group |
| Company | Bajaj Finance Ltd. |
| Experience Required | 3 – 6 years |
| Employment Type | Full-time |
| Education Requirement | Chartered Accountant (Mandatory) |
| Job Level | GB05 (Mid-Senior Level) |
| Shift | General / Day Shift |
| Posting Date | 06 August 2025 |
| Application Deadline | 06 August 2026 |
Key Responsibilities
📊 Portfolio & Relationship Management
- Manage and grow a portfolio of Commercial Lending clients with turnover up to ₹200 Cr.
- Maintain asset book quality and ensure zero-delinquency by proactive risk management.
- Retain and grow client relationships by offering customized credit solutions.
💼 New Client Acquisition
- Identify and source new-to-Bajaj clients in the commercial and corporate segment.
- Offer structured financial solutions aligned with the company’s lending norms and policies.
📈 Revenue & Product Penetration
- Build a multi-product revenue stream (Assets NII, fee income, cross-sell).
- Maximize wallet share by offering complementary financial products.
🧾 Credit Appraisal & Monitoring
- Analyze financial statements and structure lending proposals tailored to client needs.
- Ensure thorough monitoring of accounts for early warning signals and take corrective action.
🤝 Stakeholder Management
- Liaise with internal stakeholders including credit, legal, operations, and compliance teams.
- Build effective relationships with external partners and clients to ensure business continuity.
Required Skills
- Strong understanding of commercial and corporate credit evaluation
- Expertise in financial analysis and lending compliance
- Ability to manage multiple high-value relationships effectively
- Proactive in identifying market opportunities and implementing strategies
- Strong negotiation, presentation, and communication skills
Qualifications
- Chartered Accountant (CA) – Mandatory
- 3–6 years of experience in corporate lending, SME finance, or emerging business lending
- Prior experience handling commercial clients and building sustainable loan portfolios
Why Join Bajaj Finance Ltd.?
- Work with one of India’s most trusted NBFCs with a strong presence in the commercial lending sector
- Fast-paced and performance-driven environment that encourages innovation
- Opportunities to grow within the leadership pipeline
- Access to advanced lending tools, credit models, and decision support systems
Apply Now
📢 Are you ready to take your career to the next level in commercial lending?
Apply now for the role of Cluster Manager – Commercial Lending in Chennai and help us shape the future of India’s financial ecosystem.