Product Manager – APM: IT PM | Card & Payments | Deloitte India – Pune
Job Description
Summary
Deloitte India is seeking a Product Manager / Product Owner in Card and Payment Systems to lead the strategy, design, and delivery of innovative payment products. This role is ideal for professionals with 9–12 years of experience in fintech, card payments, or digital banking, who can drive end-to-end product development, manage cross-functional teams, and ensure regulatory compliance. The role combines strategic vision, backlog management, Agile delivery, and stakeholder collaboration to enhance payment network offerings and drive business impact.
Job Details at a Glance
| Attribute | Details |
|---|---|
| Job Title | Product Manager – Card & Payments |
| Location | Pune, India |
| Shift | Full-time, Hybrid |
| Experience | 9–12 years in product management / product ownership |
| Tools & Technologies | Jira, Confluence, Agile frameworks, API integration, tokenization platforms |
| Education | Bachelor’s in Computer Science, Finance, Business, or related; MBA preferred |
| Certifications | CSPO / Agile certifications preferred |
| Entity | Deloitte Touche Tohmatsu India LLP |
| Requisition ID | 87474 |
Key Responsibilities
Product Strategy & Vision
- Define and articulate the product vision for card and payment network offerings.
- Develop medium- and long-term product roadmaps, including network launches, co-brand opportunities, feature updates, and tokenization initiatives.
Backlog Management & Prioritization
- Own and prioritize the product backlog, translating business and customer requirements into detailed user stories and acceptance criteria.
- Apply Scrum/Agile frameworks to align teams with sprint planning, reviews, and PI planning.
- Facilitate decision-making on trade-offs between scope, speed, and regulatory mandates.
Stakeholder Collaboration
- Serve as the primary liaison between business units (marketing, finance, compliance), engineering teams, network compliance teams, card issuers/acquirers, and external partners.
- Provide regular updates, manage expectations, and coordinate cross-functional decision-making.
Value Measurement & Reporting
- Define KPIs, track success metrics, and report on product performance.
- Conduct market research, competitive analysis, and client surveys to validate product hypotheses.
Regulatory & Compliance Oversight
- Ensure full compliance with card issuance regulations, co-brand agreements, data localization requirements, and customer consent protocols.
Required Skills & Qualifications
Professional Experience
- 9–12 years in product management, product ownership, or fintech product roles.
- Proven experience in card payment systems, including issuance, acquiring, clearing, and settlement.
- Successful end-to-end product implementation in payments or card networks.
Technical & Functional Skills
- Strong understanding of networks like Mastercard, Visa, Amex, or other payment schemes.
- Familiarity with APIs, tokenization, fraud prevention, and digital wallets.
- Proficiency in Agile/Scrum methodologies and tools like Jira and Confluence.
Soft Skills
- Excellent communication, stakeholder management, and collaboration skills.
- Ability to influence cross-functional teams and lead strategic initiatives.
- Analytical mindset with strong problem-solving and decision-making skills.
Location & Work Model
- Base Location: Pune, India
- Hybrid Work Environment: Flexible hybrid approach tailored to business and project needs.
How You’ll Grow
- Gain exposure to global card and payment ecosystems, leading innovative product development.
- Participate in Deloitte University programs for leadership, professional development, and cross-business collaboration.
- Develop expertise in fintech, digital payments, and Agile product delivery.
- Work on high-impact projects across industries and geographies.
Apply Now
Advance your career as a Product Manager / Product Owner – Card and Payment Systems at Deloitte India. Apply today via the official careers portal:
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