EY Hiring: Manager – Credit Risk (FSRM) | Risk Consulting | Trivandrum, India

Job Description

Summary

Ernst & Young (EY), one of the world’s leading professional services organizations, is seeking a Manager – Credit Risk within its Financial Services Risk Management (FSRM) – Risk Consulting division in Trivandrum, India. This is a unique opportunity to work with global clients in banking and financial services, leading teams in credit risk model development, validation, regulatory compliance, and stress testing. If you have 6+ years of experience in risk analytics, credit risk management, and advanced programming (Python, R, SAS, SQL), this role offers a platform to make a meaningful impact while building a rewarding career at EY.

Job Details at a Glance

Key Responsibilities

As a Manager – Credit Risk at EY Trivandrum, you will:

• Lead and mentor a team of 5–6 consultants and analysts in credit risk projects.
• Deliver credit risk management solutions across banking book portfolios for global financial institutions.
• Develop, validate, and audit credit risk models, ensuring compliance with regulatory requirements (BASEL, CCAR, IFRS9).
• Design and assess financial risk policies, frameworks, and methodologies across credit, market, operational, liquidity, and climate risks.
• Provide risk analytics, stress testing, and capital adequacy assessments.
• Oversee project delivery, ensuring accuracy, timeliness, and high-quality outputs.
• Engage with stakeholders, communicate findings, and recommend improvements.
• Stay updated with financial services trends and regulatory changes impacting risk management.

Skills & Attributes for Success

• Strong analytical, quantitative, and problem-solving skills.
• Proficiency in Python, SAS, SQL, R, and Excel for data analytics and model development.
• Deep knowledge of credit risk models, validation, and regulatory frameworks.
• Excellent communication, documentation, and presentation skills.
• Ability to manage multiple projects under tight deadlines with minimal supervision.
• Strong leadership, project management, and stakeholder engagement capabilities.

Qualifications

Must-Have:

• Graduate/Master’s degree in Engineering, Mathematics, Statistics, Physics, or related quantitative fields.
• 6+ years of relevant experience in credit risk, risk analytics, or financial modeling.

Preferred:

• Professional certifications: FRM, CFA, PRM, SCR.
• Experience with regulatory modeling (BASEL, CCAR, IFRS9).
• Exposure to climate risk stress testing, IRRBB, or machine learning applications in risk.
• Background in data/business intelligence reporting.

Why Join EY?

• Work with global banks and financial institutions on complex credit risk projects.
• Access world-class training, mentoring, and leadership programs.
• Experience flexible and inclusive work culture.
• Grow your career in a high-impact consulting environment.
• Collaborate with professionals across EY’s global Risk Consulting practice.

Apply Now

Take the next step in your consulting career with EY.
👉 Apply directly on the EY Careers page

Be part of a team that’s building a better working world while shaping the future of financial risk management.