FICO Platform Developer – Lead (Ford Credit, Chennai, India – Hybrid)
Job Description
Summary: FICO Platform Developer – Lead (Ford Credit, Chennai, India – Hybrid)
Looking to elevate your career in decision systems development? Join Ford Credit India as a FICO Platform Developer – Lead and help shape the future of automotive financing through FICO systems, credit risk automation, and scorecard implementation. This lead developer role in Chennai (Hybrid) offers an exciting opportunity to build, manage, and optimize FICO-powered decision platforms while collaborating with global business and risk teams. With a focus on credit risk strategies, champion/challenger testing, and regulatory compliance, this position is perfect for experienced professionals seeking a high-impact leadership role in automotive finance technology.
📌 Job Details at a Glance
| Job Title | FICO Platform Developer – Lead |
|---|---|
| Company | Ford Credit India |
| Location | Chennai, Tamil Nadu (Hybrid) |
| Job Type | Full-Time |
| Work Arrangement | Hybrid (No remote option) |
| Experience Required | 5+ Years in Decision Systems Development |
| Key Technologies | FICO, Python, SAS, SQL, PowerCurve, Provenir |
| Educational Background | STEM Degree or Equivalent (Math, CS, Stats, Engg.) |
| Testing Skills | FICO Testing Framework, Scorecard Validation |
| Sector | Automotive Finance / Consumer Lending |
| Application Deadline | September 12, 2025 |
💼 Key Responsibilities
As a FICO Platform Developer – Lead at Ford Credit India, your role will include:
- Managing and administering FICO systems platforms, including scorecard implementation and business rules configuration.
- Translating business requirements into technical configurations for risk decision strategies.
- Implementing and optimizing credit origination and risk evaluation systems using FICO Decision Management tools.
- Utilizing built-in FICO testing capabilities to ensure robust system deployment.
- Collaborating with risk, IT, and business stakeholders to drive compliance and innovation.
- Creating performance monitoring reports for scorecards and rules engines.
- Leading large-scale platform transition projects with tight timelines.
- Partnering with FICO technical teams and maintaining vendor relationships.
- Proactively identifying opportunities to enhance automation, accuracy, and efficiency in lending decisions.
🧠 Skills & Expertise
✅ Must-Have Technical Skills:
- 5+ years of experience in decision systems platforms such as:
- FICO, Provenir, SDS/PowerCurve
- Strong programming knowledge in:
- Python, SAS, SQL
- Advanced coding skills in:
- R, Java, or additional scripting languages
- System testing experience within FICO or similar platforms
- Strong understanding of:
- Credit bureau data, risk modeling, and financial services
- Agile delivery environments and cross-functional teamwork
🎓 Qualifications
- Bachelor’s or Master’s degree in:
- Computer Science, Mathematics, Statistics, Engineering, or equivalent experience
- Excellent communication skills (verbal and written)
- Demonstrated project management and stakeholder collaboration experience
- Detail-oriented with strong analytical and organizational skills
🌟 Preferred / Nice-to-Have Skills
- FICO Platform experience (strongly preferred)
- Background in automotive finance or consumer lending
- Familiarity with regulatory compliance (FCA, PRA, etc.)
- Previous experience in vendor-to-in-house platform transitions
- Experience with Champion/Challenger testing methodologies
- Knowledge of Ford Credit systems is a big plus
📣 Apply Now
Ready to lead innovation in credit risk decisioning? Join Ford Credit India and shape the next generation of automotive finance technology.
📅 Apply before: September 12, 2025
📍 Location: Chennai, TN, India – Hybrid role
🔗 Apply directly via the official Ford Careers Page
🔒 Note: Applications will only be considered through the official portal.