Credit Manager – Vehicle Finance | Shriram Finance Jobs Across India
Job Description
✅ Summary
Looking to take the next big step in your finance career? Join Shriram Finance, India’s leading financial services company, as a Credit Manager and become a key part of our vehicle finance team. This is an excellent opportunity for professionals with experience in credit underwriting, especially within commercial vehicle loans, passenger vehicle loans, and equipment financing. With pan-India openings, this role offers room for growth, competitive benefits, and the chance to work in a values-driven, people-first culture.
Build your future with Shriram Finance – where careers are made, and leaders are born.
📋 Job Details at a Glance
| Job Title | Credit Manager – Vehicle Finance |
|---|---|
| Location | Multiple Locations Across India |
| Industry | NBFC / Vehicle Finance / Commercial Lending |
| Shift | Day Shift |
| Experience | Minimum 2 years in credit underwriting |
| Education | Bachelor’s in Finance, Accounting, or Business |
| Tools/Skills | Credit Scoring Models, Ratio Analysis, CAM, KYC |
| Employment Type | Full-Time, Permanent |
| Company | Shriram Finance Limited |
🧩 Key Responsibilities
As a Credit Manager, you will be responsible for evaluating loan proposals and ensuring credit worthiness while adhering to the company’s policies and guidelines:
- Conduct credit underwriting for:
- Commercial Vehicles
- Passenger Vehicles
- Farm Equipment
- Construction Equipment
- Other vehicle loan products
- Analyze financial statements and ratios to assess business risk.
- Prepare and review Credit Appraisal Memos (CAMs).
- Carry out document verification, KYC checks, and track PDD closure.
- Prepare viability reports for proposed vehicle loans.
- Coordinate loan disbursement processes and ensure timely sanction.
- Monitor loan portfolio performance and assess emerging risks.
- Apply credit scoring models and maintain credit risk compliance.
- Collaborate with sales and operations teams to streamline workflow.
- Stay up-to-date with industry regulations and lending trends.
🛠️ Required Skills
- Deep knowledge of credit risk assessment methodologies.
- Proficiency in financial ratio analysis and loan documentation.
- Strong written and verbal communication skills.
- High attention to detail and analytical thinking.
- Ability to work cross-functionally with internal teams.
🎓 Qualifications
- Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
- Minimum 2 years of experience in credit underwriting.
- Experience in vehicle finance or NBFC lending is a strong plus.
🌟 Why Join Shriram Finance?
- Recognized as a Great Place to Work
- Strong focus on meritocracy and performance rewards
- Opportunities for career growth and skill development
- Work in a culture that values integrity, teamwork, and excellence
🚀 Apply Now
Ready to accelerate your career in credit management? Click below to apply directly via our official careers page:
👉 Apply Now at Shriram Finance Careers
Don’t miss this chance to grow with one of India’s most trusted financial institutions.